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6个年轻人1个月光族
【晴報專訊】年輕人每月花光收入、甚至「入不敷支」的情況,有惡化趨勢。有調查發現,六個年輕人當中,就有一個是「月光族」;而80、90後收入追不上樓價,夢想跟現實落差太大。
美國萬通亞洲委託港大民意研究計劃,去年第二季訪問逾500名有收入的18至35歲人士。結果發現,每六名年輕人就有一人是「月光族」,比2013
年每七人有一人是「月光族」的情況,進一步惡化;受訪者每月收入分配在日常消費的比例,由2013 年的25%上升至2015 年的30%。
美國萬通亞洲市務部助理副總裁葉偉傑指,年輕人薪金升幅少,但近年通脹高企,年輕人花多了錢在日常消費上,令「月光族」增加。
浸大財務及決策學系副教授麥萃才認為,這一代年輕人生於富裕年代,不少都衣食無憂,故缺乏理財意願,「部分人覺得收入太少而無動力儲蓄;部分人認為來日方長,可待升職加薪後再理財,或崇尚享樂主義,認為結婚生子等人生大事,可推遲進行。」
受訪者預期五年後收入升幅增加38%,收入追不上樓價升幅,或令他們覺得實現買樓夢機會低,不如花時間環遊世界、體驗生活,故以買樓為夢想的比例下跌,以環遊世界為夢想的比例增加。
http://chiew5151.blogspot.my/2016/03/61.html