Rewards, re-imagined.
Shop Your Way is the only all-in-one rewards platform that makes it easy to earn on everyday purchases and redeem them on brands you love. Access your points anywhere with the Shop Your Way app and start rewarding yourself.
Interested in driving growth for your company?
Become a partnerThe easiest way to reward yourself
Earn
Hungry for points? Earn them on everything you buy from our partners. Plus, points are stackable! Earn even more when you make eligible purchases with the Shop Your Way Mastercard®.
Reward
Rewards you can use at the places you love. Easily turn points into popular brand gift cards on everything from apparel and home essentials to entertainment and exotic vacations. The choice is yours.
Use
Experience is everything... and Shop Your Way delivers. Our handy on-site tools include an all-in-one wallet, instant point conversions, reward tracking and more.
Discover 15,000 NEW ways to earn!
Meet Shop Your Way Everywhere.
Our newest way to
save money and time — Download the browser extension and we'll do the rest.
You'll get alerted of eligible offers and coupons while
you shop like normal!
FAQs
What is Shop Your Way®?
How do Shop Your Way rewards work?
What do I get with Shop Your Way Rewards?
What are the benefits of Shop Your Way over other rewards programs?
How do I sign up for Shop Your Way Rewards?
Does Shop Your Way have a mobile shopping rewards app?
How do I check my Shop Your Way rewards points?
How will I know if I received all my Shop Your Way rewards points?
Maximize your rewards
Earn points with Shop Your Way’s expansive network of everyday brands.
Get started, easy
Create your account here or simply download the Shop Your Way app to start earning points right away.
Rewards on brands you actually use
Redemptions that are making an impact
Say hello to more everyday rewards with the Shop Your Way Mastercard®
The more you shop, the more Shop Your Way Points you’ll earn on eligible purchases. The card that gets you more.
Get up to $225 in Statement Credits†
Earn a $75 statement credit for every $500 spent, up to $225, on eligible purchases† made wherever Mastercard® is accepted in the first 90 days after you are approved for a new Shop Your Way Mastercard®‡. Valid for new accounts opened 3/1/2024 – 9/30/2024.
†See details and exclusions
Earn Shop Your Way points on everyday eligible purchases
From your morning coffee to your gas, groceries and everything in between, earn points on everyday eligible purchases... everywhere Mastercard® is accepted.
5
%
in points*
On eligible purchases at gas stations
3
%
in points*
On eligible purchases at grocery stores & restaurants
On the first $10,000 of combined gas, grocery store, and restaurant purchases per calendar year then 1% thereafter.
2
%
in points*
On eligible purchases at Shop Your Way Merchants.
Such as Sears, Kmart and Sears Home Services
1
%
in points*
On all other eligible purchases
*Shop Your Way Additional Category Earn Program Terms & Conditions
Pay with Shop Your Way
You can pay with your points anywhere you see “Pay with Shop Your Way” during Checkout. Look for us when you shop with your favorite brands online.
1. Look for us in Checkout
Select “Pay with Shop Your Way”
2. Apply for the Shop Your Way Mastercard®
It’s quick and easy
3. Pay with points and earn!
With your new card
Are you looking for a rewards partner?
Our turnkey rewards and payment solutions help you engage better across the customer journey.
Learn more about our partnerships for brands →
All your rewards,
all in one place.
The Shop Your Way app makes it easy to get rewarded, manage your points, and do all your shopping — all in the app.
Start earning more points in more places with the
Shop Your Way Mastercard®
Terms and Conditions
‡Shop Your Way Mastercard® new accounts: As of 8/1/2023, the APR for purchases and balance transfers is 30.49%; the APR for cash advances is 29.99%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. The cash advance fee is 5% of each transaction, minimum $5; the balance transfer fee is 5% of each transaction, minimum $10 and the transaction fee for foreign purchases is 3% of each purchase transaction in U.S. dollars. See card agreement for details.
†Up to $225 in Statement Credits Offer on new Shop Your Way Mastercard® Credit Cards Only
This offer is only available for new Shop Your Way Mastercard® accounts opened 3/1/2024 – 9/30/2024, is not transferable and is subject to credit approval. Receive a $75 statement credit each time eligible purchases made wherever Mastercard® is accepted with your new Shop Your Way Mastercard total $500 or more and post to your new account within 90 days of account opening, up to a maximum total value of $225 in statement credits for this offer. The following types of transactions do not qualify as eligible purchases: use of checks that access your Shop Your Way account, balance transfers, cash advances, travelers checks, foreign currency purchases, money orders, wire transfers, and similar cash-like transactions, lottery tickets, gaming chips and similar betting transactions; interest and account fees; unauthorized charges; and items returned for credit. The Shop Your Way Mastercard account must be current and open at the time we determine whether you qualify for the statement credit(s) in order to receive the statement credit(s). Please allow 4-8 weeks following the end of the promotional period for the statement credit(s) to be added to your account. Valid on new accounts only. Limit one new account offer per account. Offer subject to change without notice. Offer at participating locations only and may vary. Restrictions apply.
To make a purchase the day of account opening at a Sears or Kmart store, bring photo ID and have Associate complete an account number look-up.
*Shop Your Way Additional Category Earn Program
The Shop Your Way Additional Category Earn Program is not transferable and is subject to credit approval. The Shop Your Way Additional Category Earn Program is subject to the Membership Terms and Conditions for the Shop Your Way Program located at www.shopyourway.com/terms (the “SYW Terms & Conditions”). Your Shop Your Way member number must be linked to your Shop Your Way Mastercard® in order to participate in the Shop Your Way Additional Category Earn Program. Defined terms herein have the same meaning as contained in the SYW Terms & Conditions.
You have the opportunity to earn Shop Your Way Global Points when you use your
Shop Your Way Mastercard® for eligible purchases. Whenever a percentage back
in Points is stated herein, such percentage includes any Card Base Points (as
defined below) and SYW Merchant Base Points. When Card Point and Merchant Base
Point offers are combined, total Points earned will be less than the combined
Point totals for each individual offer.
You may only earn 5% back in Shop Your Way Global Points on eligible gas
station purchases and 3% back in Shop Your Way Global Points on eligible
restaurant and grocery store purchases on the first combined purchases of
$10,000 per calendar year and then 1% thereafter. The limit on Points that may
be earned on eligible gas station, restaurant and grocery store purchases will
be reset each December 31st, and eligible purchases made in such categories
after that date will again be eligible to earn Card Extra Points until the
limit is again reached.
5% back in Shop Your Way Global Points on eligible gas
station purchases, for the first $10,000 (which includes the eligible
restaurant and grocery store purchases) per calendar year and then 1%
thereafter. (5% back in Points equals 4% in Card Extra Points and 1% in Card
Base Points.) Certain Non-Eligible Purchases. You will only earn 1% back in
Card Base Points, not 5%, for gas purchased at superstores, supermarkets,
convenience stores and warehouse clubs or for fuel used for non-automobile
purposes.
3% back in Shop Your Way Global Points on eligible restaurant
(including cafes, bars, lounges and fast food restaurants) and eligible
grocery store purchases for the first $10,000 (which includes the eligible gas
station purchases) per calendar year and then 1% in Card Base Points
thereafter. (3% back in Points equals 2% in Card Extra Points and 1% in Card
Base Points.) Certain Non-Eligible Purchases. You will only earn 1% in Card
Base Points, not 3%, for restaurant purchases made at bakeries and certain
restaurants/cafes inside department stores, grocery or warehouse clubs, and
for grocery purchases made at superstores, convenience stores, gas stations,
warehouse clubs, and discount stores.
2% back in Shop Your Way Global Points on purchases that are
“Qualifying Purchases” under the Shop Your Way Program at participating Shop
Your Way Merchants. (2% back in Points equals 1% in SYW Merchant Base Points
and 1% in Card Base Points.) A list of current participating Shop Your Way
Merchants is located at
https://www.shopyourway.com/partner-terms.
1% back in Shop Your Way Global Points on other purchases
that are not classified as either Qualifying Purchases or Non-Qualifying
Purchases under the Shop Your Way Program and that are made outside of Shop
Your Way Merchants or are described above as “Certain Non-eligible Purchases”
(“Card Base Points”).
No points are awarded or can be redeemed for balance transfers, cash advance
transactions, cash advance transactions designated as purchases, convenience
checks, returned purchases, disputed or unauthorized purchases/fraudulent
transactions, annual credit card membership fees, money orders, wire
transfers, bets, lottery tickets, or casino gaming chips, credit insurance
premiums, AccountCare® fees, interest charges and credit card fees. Except as
otherwise determined by Transform SR Holding Management LLC in its sole
discretion, Members may redeem Shop Your Way Global Points on all
Program-Eligible Purchases at Shop Your Way Merchants except for purchases of
prescriptions.
Points will post to your Shop Your Way account within approximately one week
after the eligible purchase is made. Points can be redeemed at checkout
instore or online. Exclusions apply. For Point redemption and expiration
terms, visit
shopyourway.com/terms. Merchants must submit charges under the appropriate merchant code or
industry code for you to receive the Points. We do not determine whether
merchants appropriately identify all transactions you make on your account but
we do reserve the right to determine which purchases qualify for Points. By
accepting Shop Your Way member benefits and offers, you agree to the Shop Your
Way terms and conditions, available at
www.shopyourway.com/terms. The Shop Your Way Program is offered by Transform SR Holding Management
LLC. Citibank is not responsible for products or services offered by other
companies.
To discontinue participation in the Shop Your Way Programs at any time,
call Shop Your Way at: (847) 766-0361 during regular business hours or by
email sywsolutions@syw.com. TTY: Use 711 or other Relay Service. Terms of cancellation may vary by
state. For cancellation terms, visit:
www.shopyourway.com/terms
^Only select points are eligible for redemption on gift cards. To see the number of points eligible to be redeemed for gift cards and for the terms and conditions relating to gift cards, log into your Shop Your Way account at www.shopyourway.com/giftcards. Shop Your Way Gift Cards powered by Raise gift cards are provided by Raise Marketplace LLC, a third party, as part of the Shop Your Way Program offered by Transform SR Holding Management LLC.
Shop Your Way credit cards are issued by Citibank, N.A. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Citi and Arc Design is a registered service mark of Citigroup Inc. Shop Your Way and related logos, are used with permission and under license from Transform SR Brands LLC. The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC. Citibank is not responsible for products or services offered by other companies.